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Mosaic Wealth Planner for Google Sheets - Vibrant Botanical

Mosaic Wealth Planner for Google Sheets - Vibrant Botanical

$42.00 USD
$50.00 USD $42.00 USD
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IMPORTANT: This is a digital product. Nothing will physically be shipped to you.

This 12-month template is designed for use within Google Sheets, which is available with a free gmail account. Note: you will lose some functionality within the template if you choose to use Microsoft Excel.

Choose between monthly, semi-monthly, and bi-weekly versions of the template. (Weekly is NOT available in this edition.) No need to purchase separate files. Your download will include links to all 3 versions!

Managing your finances has never been so easy, FAST, and bright!

Set up your budgets for the entire year in just minutes with the all-new, highly automated Mosaic Wealth Planner for Google Sheets.

No other template is equipped to automatically construct your budgets with various pay tempos in one spreadsheet, while integrating everything from monthly bills to bills due on the same day every week and even bi-weekly mortgage payments! 

Budget on the go using the Google Sheets app! Your spreadsheet will update across your devices and you can collaborate with other stakeholders in your budget.


Features

    • Drop ALL of your bills and pay details on the Start Here tab, and let the template do the heavy lifting! Upon completion of this setup tab, you'll enjoy:
      • Dated money calendars with paydays highlighted and bills listed on the days they're due
      • Budget start and end dates pre-populated
      • ALL fixed expenses listed in the first block of your budget in chronological order, complete with estimates you provided as well as autopay yes/no indications
      • ALL variable spending per paycheck pre-loaded below the fixed expenses
      • ALL automatic saving/investing/giving pre-loaded into the appropriate sections of the 8-Part Budget
    • Your template won't stop at just monthly bills. Your money calendars and budgets will also include
      • Recurring weekly bills (e.g. daycare due every Friday)
      • Irregular subscriptions (e.g. annual Amazon Prime subscription)
      • Your bi-weekly mortgage payments
    • Need to add or remove a bill mid-year, but don't want to impact prior budgets? Simple. Each month includes a master bill list that will help you do this quickly and painlessly. Just view the tutorial linked inside the template to see how it's done!
    • And because most budgets are complex and involve more than one pay tempo in the household, the template is constructed to take in up to 3 additional incomes of either monthly, semi-monthly, bi-weekly or weekly frequency. The additional income paydays will be marked on your money calendars and seamlessly integrated into your budget! NOTE: Weekly budgeting is NOT an option for the overall template. It is only available as an additional income option. 

Setup

The setup designed is designed to handle UP TO:

-- 25 budget categories (housing, transportation, dining out, etc.)
-- 93 monthly bills
-- 6 weekly bills (e.g. lawn care due every Thursday)
-- 10 variable expense line items (dining, groceries, pet costs, fuel/tolls, etc.)
-- 20 non-monthly bills (e.g. Amazon Prime due every Dec)
-- 1 automatic emergency fund savings entry on a per-paycheck basis
-- 4 additional automatic savings lines on a per-paycheck basis
-- 5 automatic investing lines on a per-paycheck basis
-- 3 automatic family investing lines (e.g. 529 contribution every paycheck)
-- 2 automatic giving lines on a per-paycheck basis
-- 15 debts
-- 1 bi-weekly mortgage payment
-- 3 additional income lines (can be monthly, semi-monthly, bi-weekly or weekly)

What's Included

  • Budget template in 3 versions (choose between monthly, semi-monthly and bi-weekly)
  • 31 tabs: Read Me, Start Here, Year at a Glance, Annual Dashboard, Savings Bucket Tracker, Net Worth Tracker, Retirement, 12 Monthly Budget Tabs, 12 Expense Trackers, and a set of digital stickers
  • Tutorial videos for every tab (find the link on the Read Me tab)
  • NEW! The Savings Bucket Tracker is now its own tab! Easily set goals for every savings effort, and rest assured that any automatic saving you listed on the setup tab will automatically populate for every single month.
  • Annual Dashboard:
    - Goal progress for income, investing, savings rate, net worth and debt payoff
    - Auto-calculated summaries and charts for monthly income, debt payoff, saving, investing, fixed expenses, and variable expenses

The 8-Part Budget™

  • Built with wealth-building AND fulfillment in mind, this framework is what sets this tool apart from any other budget planner/template. The 8PB organizes and prioritizes ALL areas of your finances into eight sections. It's time to stop considering your financial landscape only bills and debt. Life is about so much more than that, and wealth-building cannot happen unless we multi-task our money!

Actual colors may vary slightly on your device due to varying monitor displays.

Upon purchasing the Google Sheet, you will receive an email with a PDF attached. This PDF includes links to the Google Sheet templates, and you will be prompted to make a copy of your desired version. 

Note: This is a digital product. Nothing will physically be mailed to you. 

I do not accept returns on this product. Please read my Shop Policy for more details.

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Customer Reviews

Based on 5 reviews
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Keegan Newton
Phenomenal Wealth Building Tool!

Wow, what a SPECTACULAR product! The Google Sheets Mosaic Wealth Planner not only keeps my family on track financially in the moment, but it smoothly calculates debt payoff, net worth trends, savings efforts, etc. It balances elegance and sophistication through a user-friendly interface (but, just in case of any confusion, Rachel has included phenomenal video tutorials on how to use the product!). While I also purchased the Hardcover Mosaic Wealth Planner, which I love, the Google Sheets version is beautifully accessible for individuals or couples who are on the go. Rachel, this is an absolute 10/10 product! I can't recommend it highly enough!! Thank you for changing people's lives.

I'm so glad you're enjoying the template, Keegan! Thank you for taking the time to share such kind words. Your review brightened my day. Here for you any time! - Rachel

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Anonymous
Too complicated for me.

I think its a good product for those that are tech savvy but was too advanced for me. I gave it a try but got too overwhelmed and ended up not using it which is a bummer because I wish I would have spent my money on one her products that could have been put to use.

Hello,

I'm very sorry that you did not have a positive experience with the template.

Ease of use is always a goal when designing every one of my products. This is an advanced spreadsheet but that should not have to mean that intuitiveness is lacking. Please know that your feedback matters greatly. You are a returning customer and I want to ensure your investments in my tools are consistently worthwhile.

I will contact you privately to discuss a resolution.

Thank you for sharing your thoughts!
-Rachel

E
Emely Rosa-Ortiz
Amazing

It's so easy to budget with this sheet! This will help my significant other and I manage our finances in a simple way. The only difficult thing is if you have multiple bank accounts.

Hi Emely,

Thank you for providing feedback! I'm delighted to hear you have found the template to be easy to use.

Your point regarding multiple accounts is a common upgrade request for the next iteration, so I will be sure to make that happen. I'm always striving to improve my products so that you have the best experience possible.

Rooting for you!
Rachel

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Andrea Hannah

Amazing spreadsheets! Love the updates-makes it so much easier to keep track of all the things!

Hi Andrea,

Thank you for your feedback! I'm glad to hear you found the updates to be a move in the right direction; I want every version to be better than the last.

Please let me know if you have any questions or would like additional support! And thank you again for sharing your thoughts.

Rooting for you,
Rachel

A
Annie Amyx
Talented, Brilliant, Incredible, Amazing, Show Stopping, Spectacular, Never the Same, Totally Unique

The time I spend budgeting has been in slashed in half... then slashed in half again. I walk away from my laptop thinking "I feel like I have more to do, that was too fast." I have used Rachel's budgets for years but this is the first time I've felt like it's something I can do consistently without falling off the wagon. I LOVE numbers, budgeting, watching myself inch toward financial freedom, but the hours I would spend working on weekly budgets just wasn't sustainable in the long run. I am SO incredibly thankful that this new iteration AUTO-FILLS my budgeting information. It is saving me so much time and is making it so easy to budget that I truly feel it's something I can stick with. It's also making it easy enough to get my partner on board.

Don't be afraid when you first get the spreadsheet! There is a TON of information you need to fill out before you actually start budgeting. Don't skip over it! All the time and detail you put into those first few tabs will be worth it throughout the year. Admittedly, I always find it overwhelming to start a new budget in the middle of the year, but I am still excited to see how this goes (and it just means I'm doubly excited for 2025 when I can start in January and see a full year's worth of budget come to life).

Rachel, thank you, thank you, thank you for making this the easiest budget to navigate and use yet!!!! Now I will wait patiently for the next iteration of four budgets to a month (which works best for our household that gets paid weekly!)

You are an excel/Google Sheets god!

Hi Annie,

I'm not crying, you're crying! THANK YOU for sharing your thoughts on the spreadsheet. I poured so much time and love into the upgrades for this edition, and your feedback proves it was all worth it.

Giving you your time back - that was the ultimate goal.

You are a rock star for sticking with it over the years, and I can't wait to hear more of your wins. I'm honored to be part of your wealth-building journey!

Rooting for you,
Rachel